Privacy Policy
Thank you for visiting FintechService. We are dedicated to protecting your privacy. This Privacy Policy outlines how we collect, use, store, and safeguard your personal information when you access our blog covering finance, income tax (ITR), taxes, and government schemes via fintechservice.in.
Date : 21 June 2025

1. Information We Collect
1.1 Information You Provide
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Personal Data: Name, email, phone number—when you subscribe, comment, or contact us.
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Financial Identifiers: Tax IDs like PAN, Aadhaar (if voluntarily provided in contact forms or KYC requests).
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Demographics: Age, location, occupation—shared voluntarily or inferred.
1.2 Automatically Collected Data
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Technical Data: IP address, browser type/model, device OS, referring URLs.
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Usage Data: Pages visited, time spent, scroll activity.
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Cookies & Similar Technologies: Namely for analytics, preferences, session management.
2. How We Use Your Information
We process the data we gather to:
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Personalize and improve site content and functionality.
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Respond to your queries, comments, and support requests.
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Deliver newsletters or alerts, with customizable preferences.
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Analyze site performance through secure analytics tools.
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Fulfill legal and regulatory requirements (e.g., KYC under Income Tax & FinTech regulations).
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Prevent misuse like spam, fraud, or security breaches.
3. Cookies and Tracking Technologies
We use cookies and other tracking tools to:
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Retain user preferences and settings.
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Enable site features like contact forms.
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Understand user behavior and enhance site performance.
You can disable cookies via browser settings, although this may impact your experience.
4. Third‑Party Services
We employ third-party platforms for:
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Email Marketing & Communications (e.g., Mailchimp)
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Analytics (e.g., Google Analytics)
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Content Delivery & Hosting
Each service has its own privacy policies. We ensure agreements are in place to safeguard your data.
5. Data Disclosure
We do not sell or lease your information. Disclosure is limited to:
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Service Providers: Bound by contractual confidentiality (e.g., hosting, email systems).
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Legal Compliance: If mandated by Indian law, courts, or regulatory authorities.
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Security Protection: To safeguard our rights, site integrity, user safety.
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Business Transactions: Only in anonymized form during mergers or acquisitions.
6. Data Retention
We retain your personal data only for as long as necessary to:
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Fulfill the purposes described above.
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Comply with legal and tax obligations (e.g., Income Tax records).
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Resolve disputes and enforce legal agreements.
After the applicable retention period, data is securely deleted or anonymized.
7. Data Security
We implement robust technical, administrative, and physical measures:
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Encryption: 256-bit SSL/TLS in transit, AES encryption at rest.
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Access Controls: Role-based access, secure authentication.
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Infrastructure Protections: Firewalls, backups, regular audits.
While we strive for security, no system is foolproof. Users are also encouraged to follow safe practices (e.g., strong passwords).
8. User Rights
Subject to applicable law, you have the right to:
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Access your data we hold.
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Rectify incorrect or outdated information.
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Erase your data (right to be forgotten), where legally permitted.
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Object to certain data processing activities.
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Withdraw Consent at any time without affecting prior lawful processing.
To exercise these rights, please contact us at fintechservices21@yahoo.com.
9. Children’s Privacy
Our service is not intended for children under the age of 13. We do not knowingly collect personal data from minors. If you believe such data has been collected, please contact us immediately for deletion.
10. External Links
Our site may link to third-party sites relevant to finance, tax, and government schemes. We do not own these sites or their policies—please review their privacy statements.
11. Updates to This Policy
We may update this Privacy Policy periodically. The Effective Date above will reflect the latest version. For major changes, we will notify users via email or site announcements.
12. Contact Us
For questions, data requests, or privacy concerns, contact:
📧 Email: [fintechservices21@yahoo.com]
📍 Address: [Atharva Plaza, Near Post Office, Kudal, Sindhudurg, Maharashtra 416520]